All Things Insurance
In-Network Benefits
I am currently in-network with Aetna and Excellus BlueCross BlueShield commercial insurance plans. Coverage and out-of-pocket costs vary by individual plan, and benefits will be verified prior to beginning services.
If I am out-of-network with your commercial insurance plan and you have out-of-network benefits, I offer courtesy claim submission on your behalf to help simplify the reimbursement process. Reimbursement is determined by your individual insurance plan and is not guaranteed.
At this time, I am not able to provide services to individuals with Medicare or Medicaid (whether primary or secondary), in accordance with applicable legal and ethical requirements. If helpful, I’m glad to offer referrals to trusted clinicians who accept your insurance.
Out-of-Network Benefits (OON)
If I am not in-network with your commercial insurance plan, you may still have out-of-network (OON) benefits that can help offset the cost of therapy.
For clients with OON benefits, I offer courtesy claim submission, meaning I can submit claims directly to your insurance company on your behalf to simplify the reimbursement process.
Out-of-network reimbursement varies by plan and is not guaranteed. I encourage you to confirm your OON benefits with your insurance carrier before beginning services.
*Click here to see if you have OON benefits!
Self Pay/Sliding Scale
Self pay fees are subject to change with written notice to active clients. Sliding scale options may be available based on financial need.
You can find my rates here.
How Much Will I Actually Pay?
Your out-of-pocket cost will depend on your specific insurance plan and whether you are using in-network benefits, out-of-network benefits, or self pay.
While costs vary, many clients can expect the following general ranges:
- In-network (Aetna or Excellus BCBS): typically your copay, coinsurance, or deductible amount
- Out-of-network (OON) benefits: often estimated between $45–$100 per session, after reimbursement, depending on your plan
- Private pay: $120–$175 per session, based on sliding scale availability
These are general estimates and not a guarantee. I’m happy to help you understand your specific benefits before getting started.
An active credit/debit card is kept on file. Self-pay fees and known copays are due at the time of service. When coinsurance, deductible, or other patient responsibility must be determined by insurance, the card on file may be charged after the claim is processed and the amount owed is confirmed.
Still Have Questions?
Insurance can be confusing, and it’s not always clear what is covered or what your cost will be. I’m here to help make that process easier and to support you in understanding your options.
If you’re unsure about your coverage, you can email a photo of your insurance card (front and back). I’ll help you review your benefits and estimate your cost before we schedule.
My goal is to make therapy as accessible and transparent as possible so you can make an informed decision about moving forward.